Debt Consolidation/ Refinance

Why Choose CML to Refinance?

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• Expert Guidance: Our team of experienced mortgage specialists is committed to helping home owners like you navigate the complexities of the mortgage process. We’ll help you understand your options, from interest rates to mortgage terms, so you can make informed decisions.

• Flexible Mortgage Options: Whether you're looking for a fixed-rate mortgage or a more flexible variable-rate option, we’ll work with you to find a mortgage that suits your financial needs and long-term goals. Our partnerships with various lenders allow us to offer competitive rates and terms.

• Step-by-Step Support: From your start to finish and beyond, we’ll be by your side. We offer personalized advice, respond quickly to your questions, and provide resources to ensure a smooth and stress-free experience.

 

What is Debt Consolidation​

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The process of debt consolidation involves combining two loans into one. A debt consolidation mortgage is a long-term loan that provides you with the funds to pay off other debt. You’re then left with one loan to pay back instead of multiple cards and loans with varying interest rates. Consolidation is particularly useful for high-interest loans like credit cards because the refinance will come with a lower interest rate. Keep in mind that there is no one-size-fits-all solution when it comes to deciding how to consolidate your debt.

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What Other Refinance Options are there?​

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There are other things you can do if you choose to refinance and take equity out of your home if you do not need or want to combine all your debt. You can use the equity you take out for investments, much needed vacations, helping a child or grandchild with tuition or a down payment! 

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Get Started Today

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Trust CML Canadian Mortgage Lender to discuss all the options that fit your needs and goals.

Contact us today for a free consultation and see where you can take your future.