

New to Canada
A "New to Canada" mortgage is designed to help newcomers achieve their dream of homeownership even if they lack an extensive credit history in the country. These mortgages offer flexible eligibility criteria tailored to the unique needs of recent immigrants. With options for competitive rates and lower down payments, they make buying a home in Canada accessible and straightforward.
Why Choose CML if Your New to Canada?
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At CML, we understand the unique challenges newcomers face when securing a mortgage in a new country. That’s why we specialize in "New to Canada" mortgage solutions tailored to help you build your future. Here’s why CML is the right choice:
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Flexible Eligibility: We work with lenders who understand your situation, offering options even if you have limited or no Canadian credit history.
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Expert Guidance: Our experienced team will guide you through the mortgage process, explaining every step to ensure you feel confident and informed.
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Personalized Solutions: We take the time to understand your goals and provide customized mortgage options that fit your needs and budget.
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Access to Competitive Rates: With our strong lender network, we’ll help you find the best rates and terms to make homeownership affordable.
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Support Every Step of the Way: From pre-approval to closing, our team is here to simplify the process and address any questions or concerns.
At CML, we’re committed to helping you turn your homeownership dreams into reality, no matter where you’re starting from.
New to Canada Programs​
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Canada offers several programs and incentives designed to make homeownership more accessible to first-time buyers. At CML, we can help you explore:
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First-Time Home Buyer Incentive
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Home Buyers' Plan (HBP)
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First-Time Home Buyers' Tax Credit
Our specialists will explain how these programs work and how you can take advantage of them to reduce your costs and maximize your benefits.
Get Started Today
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Buying your first home is a big step, but with CML Canadian Mortgage Lender, you don’t have to do it alone. Contact us today for a free consultation and discover how we can make your dream of homeownership a reality.